Personal Finance · English & বাংলা

Your finances,
finally in control.

Track income, expenses, savings, loans and bills — with smart budgets, KPI insights, Net Worth tracking and beautiful reports. All in one app.

12+Features
2Languages
PDFExport & Email
$0First Year
🌙Dark Mode
Dashboard
Income
Expenses
Budget
Savings
Bills
Loans
Calendar
Net Worth
KPIs
Reports
Total Income
৳ 85,400
Total Expenses
৳ 52,200
Net Savings
৳ 33,200
Savings Rate
38.9%
Income vs Expense — 6 Months
Financial Health Score
78
/ 100
Good ✓

Everything you need, nothing you don't

A complete personal finance toolkit — from daily tracking to long-term financial health.

Income Tracking

Track salary, business income and investments with custom categories and monthly summaries.

Expense Management

Log every expense, filter by category or date, and see exactly where your money goes.

Budget Planner New

Set monthly budgets per expense category. Progress bars turn yellow at 80% and red when exceeded.

Savings Goals

Create goals for travel, events or future plans with target dates, deposits and progress tracking.

Bill Reminders

Track recurring bills — utilities, subscriptions, loans — with overdue alerts and payment history.

Loan Tracker

Record money lent or borrowed. Track payments, outstanding amounts and repayment status.

Cash Flow Calendar New

Visual monthly calendar with income/expense per day. Click any date to see all transactions.

Net Worth Tracker New

Track assets (cash, bank, property) vs liabilities. See your real net worth at a glance.

Financial KPI Dashboard New

6 key metrics — Savings Rate, Expense Ratio, DTI, Emergency Fund — with a composite health score.

Reports & Analytics

Monthly/yearly income-expense charts with PDF export and direct email delivery.

Dark Mode New

Easy on the eyes. Toggle between light and dark — preference saved across sessions.

Bilingual Interface

Full English and বাংলা (Bengali) support. Switch language anytime from profile settings.

Up and running in minutes

No complicated setup. Just create an account and start managing your money.

1

Create your free account

Sign up in seconds. No credit card required. Choose your currency and language preference.

2

Add income & expenses

Log transactions manually or set up recurring bills. Categorise with icons and colors.

3

Get insights & stay on track

View KPI scores, budget progress, net worth and download PDF reports anytime.

Your financial health, scored.

6 key metrics — from Savings Rate to Emergency Fund — combined into one clear health score with actionable insights.

cashly.app/kpi
78 /100
Good
Overall Financial Health Score · August 2026
Savings 38% Expense 61% 4.2 months DTI 8%
Savings Rate 38% · 30/30 pts  ·  Expense Ratio 61% · 18/25 pts  ·  DTI 8% · 20/20 pts
Savings Rate
Net savings ÷ income
Excellent
38%
Target: ≤60%
🎉 Saving over 20% of income!
Expense Ratio
Total expenses ÷ income
Good
61%
Target: ≤60%
👍 Reasonable spending. Aim for 60%.
Debt-to-Income
Monthly debt ÷ income
Excellent
8%
Target: ≤15%
🎉 Very low debt load!
Emergency Fund
Months of expenses covered
Good
4.2
Target: ≥6 months
👍 3–6 months. Keep building.
Budget Adherence
Categories within budget
Good
80%
Target: 100%
👍 Most categories on track.
Bill On-Time Rate
On-time · last 90 days
Excellent
100%
Target: 100%
🎉 All bills paid on time!
6-Month Income vs Expense Trend
JanFebMarAprMayJun
Income
Expense
🎯
Composite Health Score
6 weighted KPIs combined into one 0–100 score: Excellent, Good, Fair or Needs Work.
💡
Actionable Insights
Every KPI card shows a personalized insight — exactly what to do to improve that metric.
📈
6-Month Trend
See how your income, expenses and net savings have evolved over the last 6 months.

Simple, honest pricing

Everything included from day one. No hidden fees, no feature gating.

1ST YEAR FREE
Cashly — Full Access
$0 / first year
then $2 / year · cancel anytime
All 12+ features — Income, Expense, Budget, Savings, Bills, Loans
Cash Flow Calendar, Net Worth Tracker, Financial KPIs
PDF reports — download & email
Bangla & English interface
Dark Mode · Unlimited transactions
Secure data · No ads, ever
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